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IOB E-Statement: How to View and Download Account Statement Online



How to Download IOB Statement Online




If you are an Indian Overseas Bank (IOB) customer, you might want to download your account statement online for various reasons. An account statement is a document that summarizes the financial transactions and balance of your account for a specific period. It helps you to keep track of your income and expenses, plan your budget, file your taxes, and detect any errors or frauds.


In this article, we will explain what is IOB statement and why you need it, the benefits of downloading it online, the different ways to download it online, and how to download it offline. By the end of this article, you will be able to download your IOB statement online easily and conveniently.




download iob statement



What is IOB Statement and Why You Need It




IOB statement is a record of all the transactions that have taken place in your IOB account for a given period. It shows the date, description, amount, and balance of each transaction. It also shows the account details such as account number, account type, branch name, customer name, address, and phone number.


You need an IOB statement for various purposes, such as:


  • To monitor your income and expenses and manage your finances better.



  • To verify the accuracy of your transactions and report any discrepancies or unauthorized activities.



  • To provide proof of income or expenses for tax purposes or loan applications.



  • To reconcile your bank account with your cash book or ledger.



Benefits of Downloading IOB Statement Online




Downloading your IOB statement online has many advantages over getting it offline. Some of the benefits are:


  • It is fast and easy. You can download your IOB statement online anytime and anywhere with an internet connection. You don't have to visit a branch or an ATM or wait for a postal delivery.



  • It is free and unlimited. You can download your IOB statement online as many times as you want without any charges. You can also choose the period and format of your statement according to your preference.



  • It is secure and eco-friendly. You can download your IOB statement online using your login credentials and OTP. You don't have to worry about losing or misplacing your paper statement. You can also save paper and ink by downloading your statement online.



Ways to Download IOB Statement Online




There are four ways to download your IOB statement online:


IOB Netbanking




If you have registered for IOB net banking, you can download your IOB statement online using the following steps:


  • Visit the using your user ID and password.



  • Go to the main menu and click on the service option.



  • Next, to obtain the IOB e-statement, you have to click on the Account statement option.



  • Now you have to choose the account number, start date, end date of the IOB e-statement, and the format of the e-statement.



  • Click on submit and download the IOB statement PDF for offline use.



IOB Mobile Banking




If you have installed the on your smartphone, you can download your IOB statement online using the following steps:


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  • Login to the app using your passcode or fingerprint.



  • Click on View Statements.



  • Select the statement's date range or select Transactions.



  • Tap the Download button and choose XLS or PDF file format.



IOB Missed Call Service




If you have registered your mobile number with IOB, you can download your IOB statement online using the following steps:


  • Give a missed call to 044-42220004 from your registered mobile number.



  • You will receive an SMS with a link to download your IOB statement.



  • Click on the link and enter your customer ID and OTP.



  • Select the account number and the period of the statement.



  • Download the statement in PDF format.



IOB SMS Banking




If you have activated IOB SMS banking, you can download your IOB statement online using the following steps:


  • Send an SMS to 8424022122 from your registered mobile number with the following format: ESTMT Account Number From Date To Date.



  • You will receive an SMS with a link to download your IOB statement.



  • Click on the link and enter your customer ID and OTP.



  • Select the account number and the period of the statement.



  • Download the statement in PDF format.



How to Download IOB Statement Offline




If you are unable to download your IOB statement online, you can also get it offline using the following methods:


IOB ATM




You can get a mini statement of your last 10 transactions from any IOB ATM using the following steps:


  • Insert your IOB debit card into the ATM slot and enter your PIN.



  • Select Mini Statement from the menu.



  • The ATM will print a slip with your last 10 transactions and balance.



IOB Branch




You can also visit any IOB branch and request for a statement of your account using the following steps:


  • Fill up a statement request form with your account details and signature.



  • Submit the form to the bank officer and pay the applicable charges if any.



  • The bank officer will print a statement of your account for the requested period.



Conclusion




In this article, we have explained how to download IOB statement online and offline. We have discussed what is IOB statement and why you need it, the benefits of downloading it online, the different ways to download it online, and how to download it offline. We hope this article has helped you to download your IOB statement easily and conveniently. If you have any questions or feedback, please feel free to comment below.


FAQs




Here are some frequently asked questions about downloading IOB statement:


Q: How can I register for IOB net banking or mobile banking?




A: You can register for IOB net banking or mobile banking by visiting any IOB branch or by using the self-registration option on the . You will need your account number, debit card number, PIN, and OTP to complete the registration process.


Q: How can I change my registered mobile number with IOB?




A: You can change your registered mobile number with IOB by visiting any IOB branch or by using the Change Mobile Number option on the IOB net banking portal or the IOB Mobile Banking app. You will need your customer ID, old mobile number, new mobile number, and OTP to complete the process.


Q: How can I get an e-mail statement of my IOB account?




A: You can get an e-mail statement of your IOB account by registering for e-statement service on the IOB net banking portal or the IOB Mobile Banking app. You will need to provide your e-mail ID and select the frequency and format of your e-statement. You will receive your e-statement on your e-mail ID as per your preference.


Q: How can I check my IOB balance without internet?




A: You can check your IOB balance without internet by using the missed call service or the SMS banking service. You can give a missed call to 044-42220004 or send an SMS with BAL Account Number to 8424022122 from your registered mobile number. You will receive an SMS with your account balance.


Q: How long does it take to download an IOB statement online?




A: It usually takes a few seconds to download an IO B statement online, depending on your internet speed and the size of the statement. You can also save the statement on your device or print it for future reference. 44f88ac181


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